Debt collection.
Service of complaints, post-judgment subpoenas, and judgment-debtor exams for litigation-stage commercial collections.
Debt collection litigation runs on volume. A creditor's rights firm may file 50-200 complaints a month, each needing the same boring, exacting service work done correctly. Servd is built for that volume — bulk import, batch dispatch, consistent affidavit format, predictable per-case cost.
We serve the complaint and summons on the named debtor. When the debtor has moved or the last-known address comes back stale, skip trace is built into the workflow: we run the trace, surface the most likely current address with confidence score, and dispatch service to that address as one continuous case rather than two transactions. Post-judgment, we serve ORAPs (judgment debtor examinations under CCP §708.110), wage-garnishment papers, and bank-levy subpoenas duces tecum on financial institutions.
Servd is a process server, not a collection agency. We do not place collection calls, send dunning letters, or contact consumers about debts they owe. We serve papers in already-filed litigation. Our skip trace is performed for litigation-support purposes only, which is a permissible purpose under the FCRA — we do not provide skip trace for employment, credit, or tenant-screening uses. We do not handle consumer debt collection workflows; collection-firm clients use Servd for the courtroom-facing service work, not the pre-litigation contact stage.
What we handle
The matters our intake chat is trained for. If your case looks like one of these, the workflow already knows it.
What's hard about this and how we handle it
The specific challenges the workflow is designed for.
Stale addresses at scale
Debtors move. Last-known addresses from origination paperwork are often 1-3 years old by the time judgment-stage work hits the dispatcher. We bundle skip trace into the workflow so a stale address becomes a current address in one ticket, not two.
Asset tracing via subpoena
Post-judgment, the question is where the money is. Servd serves bank subpoenas, employer SDTs, and DMV requests under the litigation-purpose FCRA carve-out. Returns are delivered to your firm electronically. We never use the information for non-litigation purposes.
Corporate defendants
Service on a California corporation requires an officer, manager, general partner, or registered agent. Foreign corporations require service on the agent listed with the Secretary of State or the SOS itself under §416.10. Our chat asks the entity question up front so the right path is taken.
High-volume affidavit consistency
When you file 100 UD or collection complaints in a month, you need every affidavit to look the same and read correctly. CCP §2015.5 declarant language is generated identically every time, server license number stamped on each, hash signature for tamper-evidence.
FCRA boundary
Skip trace performed for credit, employment, or tenant screening is regulated by the FCRA as a consumer report. Servd performs skip trace only for litigation support — locating a party to an active or imminent civil matter. We document the litigation purpose with each trace request.
Services for this work
The Servd services most commonly used on these matters.
We send Servd a batch of 40 complaints every Monday. The affidavits are back by Friday. They handle the skip trace when an address bounces. We stopped calling for status — the dashboard tells us.
Questions
What paralegals and pro se litigants ask most often.
Does Servd do consumer debt collection?
No. We don't collect debts. We're a process server. Our clients are creditors' rights and commercial collection firms; we serve papers in their already-filed cases. We don't contact consumers about debts.
Can you skip trace a debtor?
Yes, for litigation support. Servd runs skip trace only for active or imminent civil matters — locating a party to serve papers on, or finding assets post-judgment. We do not provide skip trace for employment, credit, or tenant-screening purposes. Pricing: $80 flat. Often paired with service in one workflow.
How are bulk filings priced?
Same flat rate as single filings ($99 Standard / $159 Rush / $229 Expedited). Every case is paid up-front via card through Square — we do not offer Net-15, Net-30, or any deferred invoicing terms. End-of-month statements with attorney + matter codes are available for billable pass-through. For ongoing high-volume work (11+ cases/month) you automatically qualify for a volume discount; contact us about custom batch workflows.
Can you serve a subpoena duces tecum on a bank?
Yes. Bank SDTs are routine for us. We serve the bank's registered agent or compliance desk and return the SDT with a signed proof of service. Records typically come back to your firm directly per the subpoena's response instructions.
What about service on a corporate defendant?
We serve on any of the persons authorized under CCP §416.10 — president, secretary, treasurer, registered agent, general manager — at the corporation's principal office or the agent's listed address. For LLCs we use §416.10 in conjunction with the Corporations Code authorized recipients.
Ready to start your debt collection case?
The intake chat is built for this work. Drop the documents, confirm the caption, dispatch.